Personal Finance

How much gift money can you receive without being taxed in the US? Learn the IRS rules on tax-free gifting and what counts towards your lifetime exemption.

Learn how much money you need to buy a house. This guide breaks down all the costs, from the down payment and closing costs to budgeting and saving tips.

Can you take money out of a 401(k)? This guide explains the rules for early withdrawals, the tax penalties, and better alternatives to access your funds.

Turn your clutter and talents into cash. Learn ways to sell your items, make money from your skills, and flip items for profit, with tips on how to get started.

Teaching kids about money doesn't require perfect timing or complex theories. The back-to-school season offers natural opportunities to introduce financial concepts through everyday situations like supply shopping and lunch decisions, helping children develop lifelong money management skills.

Learn how to budget smarter in college with tips to track your spending, plan your costs, avoid stress, and help you stretch money without sacrificing fun.

Discover the best job sites for students: free, legit, and tailored to your college schedule. Plus, tips to stay safe and land the right role for your goals.

Late fees can sneak up on anyone, whether you’re managing personal finances or running a business. These penalties for missed or delayed payments can hurt your financial health and credit score if left unchecked. At Remitly, we want to help you stay on top of your payments and avoid unnecessary...

When you open a bank account in the US, you’ll almost always receive a debit card—a convenient plastic card that lets you access your money for everyday purchases, ATM withdrawals, and online shopping. While it looks like a credit card, it works differently by directly using funds from your checking...

Banking in the US isn’t always simple, especially for immigrants, newcomers, or those with limited credit history. Traditional checking accounts can come with barriers like credit checks, surprise fees, and minimum balance requirements. That’s where prepaid checking accounts come in. In this guide we explain how these accounts work, their...

Need cash but forgot your wallet? No problem. With cardless ATM withdrawals, you can access your money using just your phone—no debit or credit card required. Learn how cardless ATMs work, how to use them, and why they’re a fast, secure, and convenient option when you’re on the go or...

Understanding your business’s finances starts with two essential documents: the balance sheet and the income statement. While one offers a snapshot of your current financial position, the other reveals how your business has performed over time. In this guide, we break down what each statement means, how they differ, and...