How to Send Money Safely to UBL in Pakistan in 5 Easy Steps

If you’re working hard and sending money to Pakistan, you’re far from alone. Pakistanis based all around the globe are transferring billions back to friends and loved ones every month, helping make a real difference to communities across the country and earning the gratitude of the government too. 

Costs can be an issue, though. Many people sending remittances may find themselves paying over the odds because of poor rates and high fees charged by banks and transfer services. At Remitly, it’s our pride and passion to empower our members to send money back home at a fair price.

When you send through Remitly, your friend or family member can pick up Pakistani rupees in person at a chosen location, or receive the funds directly into their bank account or mobile wallet. Hoping to send to a UBL account? Here’s how it’s done. 

Send Money to UBL in 5 Easy Steps

If you’re looking to transfer Pakistani rupees to someone with a UBL account, these are the simple steps to follow.

  1. For first-time users, download the Remitly app and create an account. Then select Pakistan as your destination country. 
  2. Enter the amount you wish to send.
  3. Choose Bank Deposit as your delivery method and United Bank (UBL) as your bank.
  4. Enter your recipient’s UBL IBAN or account number.
  5. Enter your payment details.

Review your details, press send and that’s all there is to it. You can relax, knowing that the PKR transfer can be tracked in the Remitly app, and that your recipient will get SMS updates to let them know how the transaction is progressing.

Why Should I Use Remitly to Send Money to UBL?

Remitly offers real convenience – after all, you can make the Pakistani rupee transfer happen whenever you want, as long as you have a computer or mobile device to hand.

Then there’s the not-so-small matter of pricing. We ensure more money makes it home thanks to our great rates, special offers, and no hidden fees. So you can have complete peace of mind that you aren’t being overcharged for supporting the people who matter most in your life.

send money with Remitly

How Quickly Will My Money Arrive at UBL?

Sending money to Pakistan with Remitly to UBL can be a super-swift process. If you use a debit card or credit card as your Remitly payment method, the remittance will typically arrive within minutes. Meanwhile, sending by bank transfer will take between three to five days.

How Much Money Can I Send to UBL with Remitly?

We understand that sometimes you’ll need to send large remittances, while at other times you’ll only want to transfer over a modest amount. We’re here to make it happen in either case, while also making sure your safety and international regulations are never compromised. 

With that in mind, we do have spending limits in place. By sending us the minimum necessary information, you’ll be able to send the following amounts:

  • US$2,999/€5,000/AUD$2,999/£5,000 within 24 hours
  • US$10,000/€15,000/AUD$10,000/£15,000 within 30 days
  • US$18,000/€50,000/AUD$18,000/£50,000 within 180 days

You can always opt to increase these limits by sending us some extra personal details for verification purposes.

Is it Safe to Send Money to UBL with Remitly?

We’re proud that millions of people all over the world place their trust in our remittance services. Security is a priority with us, which is why we have two-factor verification in place, alongside personal data encryption to keep logins and transactions safe.

You have the option of enabling SMS/text notification to keep you in the loop with every transfer, and in the unlikely event that anything goes wrong, you’ll be refunded in full. 

To find out more about how Remitly keeps you safe, read on here.

More about UBL

United Bank Limited, or UBL, is a familiar sight right across Pakistan, with over 1,400 branches to choose from. As you might expect from such a well-established, household name, it’s been around for quite some time. Founded back in 1959, it underwent rapid growth – within the first six months it had branches in Karachi, Lahore, Dacca, Lyallpur, Chittagong and Narayanganj.

A few years later, in 1963, came another milestone, when UBL became the first Pakistani bank to have a branch overseas (in London). It would later issue Pakistan’s first credit card.

Today, it continues to innovate and win praise – in 2020 it was declared the Best Digital Bank by Asiamoney, and in 2019 it became the first bank to win the Pakistan Stock Exchange Top Companies of the Year award for three straight years. UBL now caters to over four million customers with a presence across four continents.  

Read more: How To Safely Send Money to Pakistan in 5 Easy Steps

No matter how tough or uncertain times can get, Remitly is here to let you support friends and family members back home – safely and without costing you the earth.