Personal Finance

Discover the best job sites for students: free, legit, and tailored to your college schedule. Plus, tips to stay safe and land the right role for your goals.

Late fees can sneak up on anyone, whether you’re managing personal finances or running a business. These penalties for missed or delayed payments can hurt your financial health and credit score if left unchecked. At Remitly, we want to help you stay on top of your payments and avoid unnecessary...

When you open a bank account in the US, you’ll almost always receive a debit card—a convenient plastic card that lets you access your money for everyday purchases, ATM withdrawals, and online shopping. While it looks like a credit card, it works differently by directly using funds from your checking...

Banking in the US isn’t always simple, especially for immigrants, newcomers, or those with limited credit history. Traditional checking accounts can come with barriers like credit checks, surprise fees, and minimum balance requirements. That’s where prepaid checking accounts come in. In this guide we explain how these accounts work, their...

Need cash but forgot your wallet? No problem. With cardless ATM withdrawals, you can access your money using just your phone—no debit or credit card required. Learn how cardless ATMs work, how to use them, and why they’re a fast, secure, and convenient option when you’re on the go or...

Understanding your business’s finances starts with two essential documents: the balance sheet and the income statement. While one offers a snapshot of your current financial position, the other reveals how your business has performed over time. In this guide, we break down what each statement means, how they differ, and...

Need a voided check but don’t have a checkbook? You’re not alone. Whether you’re setting up direct deposit, paying bills automatically, or verifying your account, there are easy ways to get a voided check—or an alternative—without visiting a bank. In guide, we walk you through simple, secure methods to create...

If you’re new to the US or working to rebuild your credit, getting started can feel like a catch-22: you need credit to build credit. That’s where secured credit cards come in. Backed by a refundable deposit, these cards offer a practical path to establishing or improving your credit score....

If you’re new to the US or don’t yet have access to a traditional bank account, reloadable debit cards can be a practical way to manage your money. These prepaid cards let you load funds, make purchases, and even receive direct deposits without needing a checking account. In this guide,...

Discover the cost of living in Mexico in 2025. Get insights on housing, groceries, healthcare, and more to budget for your dream life abroad.

When you start working in the US, understanding tax withholding is essential for managing your finances and avoiding surprises at tax time. Employers automatically withhold a portion of your paycheck to cover your federal income taxes, based on the information you provide on Form W-4. But if your job, income,...

APR and APY may differ by just one letter, but that small change can have a big impact on your financial future. Whether you’re borrowing money or saving it, understanding the difference between Annual Percentage Rate (APR) and Annual Percentage Yield (APY) is key to making smart money decisions. In...