Safely Send Money to India in 5 Easy Steps

With 18 million of its citizens living and working abroad, India has more expatriates than any other country in the world. Indian expats can be found across the globe, from the United Arab Emirates to the United States and Australia. Many leave India to work abroad, then send money back home in the form of remittances.

In fact, according to the World Bank, Indian expats send USD $79 billion back home in 2018, and the number is still growing. In India, remittances advanced by an estimated 4.6% in 2021 to reach $87 billion.

Bank transfers and international money orders are traditional ways for Indian workers to send money home, but these options can be expensive and time-consuming. Traditional methods may also be slow and lack a way to track the transfer.

If you are an Indian expat, sending money home shouldn’t be a challenge. That’s why we created Remitly.

Send Money to India

Why Should I Use Remitly to Send Money to India?

Remitly offers competitive currency exchange rates, low transfer fees, and secure and fast delivery.

The pricing structure for sending money to India is simple with no hidden fees.

Send Money to India in 5 Easy Steps

It’s simple to send money to India, and it only takes a few minutes to get started. If you haven’t already, make sure to download the app, create a Remitly account, and select India as your destination country.

  1. Enter the amount you wish to send and your preferred payment method. You can pay with your bank account, credit card, or debit card.
  2. Choose your delivery method—bank deposit, UPI, or cash pickup—and enter the requested details.
  3. Enter the recipient’s contact information, such as their name and phone number.
  4. Add your payment details.
  5. Review your transfer information and click Send.

We may ask for additional documentation depending on the amount sent or if we are unable to verify your identity.

With Remitly, Which Indian Banks Can I Send To?

These are just a few of the Indian banks where you can send money with Remitly:

  • State Bank of India (SBI)
  • ICICI Bank
  • HDFC Bank
  • Axis Bank
  • Punjab National Bank
  • CitiBank

We have nationwide coverage, from Mumbai to Kolkata and Bangalore. For our full bank network in India, check the app or our website.

Further reading: 8 of the Most Popular Banks in India

Safely Send Money to India in 5 Easy Steps

How Much Money Can I Send to India with Remitly?

As an international money transfer provider, Remitly balances customer service with account security and international regulations. To do this, we have a sending limit when you first open your account.

For customers who send their United States dollars to India, the initial sending limits with Remitly are:

  • $2,999 in 24 hours
  • $10,000 in 30 days
  • $18,000 in 180 days

If you need to send more than that, we will ask you for more information. For more about raising your sending limits, check out details here. Additional sending limits may apply depending upon your choice of payout partner or receiving location.

How Much Does it Cost to Send Money to India with Remitly?

For current pricing on money transfers to India, including our exchange rates, check the app or our website.

At the time of this writing, you can make an Express transfer to India for the following fees:

  • From the United States: No fees when sending USD $1,000 or more, and USD $3.99 when sending less than USD $1,000.
  • From Canada: No fees if you send at least CAD $500 or CAD $1.99 if you send less than CAD $500.
  • From Australia: No fees if you send at least AUD $1,000 or AUD $3.99 if you send less than AUD $1,000.
  • From the United Kingdom: GBP £1.99.

Is it Safe to Send Money to India with Remitly?

Millions of people around the globe trust Remitly because of the secure and smooth money transfer experience we provide. You can learn more about how Remitly goes above and beyond to keep your information and money safe.

Remitly uses multiple levels of security so you can send money home with peace of mind. Your personal data is protected 24 hours a day through fraud monitoring and encryption. For more information about our security, please visit here.

You and your recipients can track the transfers in real-time, so you won’t have to worry about where the money is. If you have questions throughout the process, we offer help 24/7.

You can have peace of mind that the money you’ve worked hard to earn will safely get to its destination.

More About India

From the ancient Greeks in Sindh to the Portuguese in Goa and the British in Kolkata, India has always been a bastion of international trade and commerce. Over the centuries, Indians have settled in Egypt, Oman, Fiji, Guyana, Suriname, Trinidad and Tobago, Portugal, Canada, Australia, and the United States.

This diaspora has played an instrumental part in India’s economy and growth. Non-resident Indians (NRIs) have influenced venture capital policies and built companies back home.

At the same time, Indian expats have brought Indian culture with them wherever they’ve gone. Indians abroad can find their favorite foods, celebrate major holidays such as Diwali, Eid, or Christmas with ease, and build friendships with Indians from different regions.

Countries like the United States, the United Kingdom, Canada, and Australia have particularly strong Indian communities that provide services and support for expats and their families.

The App That Helps You Send Money to India

Remitly makes international money transfers faster, easier, more transparent, and more affordable. Since 2011, over 5 million people have used our secure mobile app to send money with peace of mind.

Visit our homepage, download the app, or check out our Help Center to get started.