How to Send Safely to MTN Mobile Money Accounts in Ghana in 5 Easy Steps

Last updated on March 4th, 2024 at 02:11 am

If you support loved ones by sending money to an MTN Mobile Money account in Ghana, you’re like many of your fellow Africans abroad. 

Ghanaian workers overseas send millions of dollars home each year. Remittances like yours are an important part of the national economy. However, steep wire transfer fees and lopsided exchange rates can make sending money to Ghana expensive. That’s where Remitly comes in. 

Sending to MTN Mobile Money in 5 Easy Steps

Trying to send funds to family and friends in Ghana? Follow these simple steps to send money safely to an MTN wallet. Your recipient must have an MTN Mobile Money account. 

  1. For first-time users, download the Remitly app and create an account. Then select Ghana as your destination country.
  2. Enter the amount you wish to send.
  3. Select your delivery speed, then choose Mobile Money as your delivery method and MTN Mobile Money as your location.
  4. Enter your recipient’s phone number and full name.
  5. Enter your payment details.

And that’s it! Give your details a quick review and press send. Rest easy knowing that your money is on its way across borders. The money will arrive in your loved one’s account in Ghanaian cedis.

Your recipient can track the transfer on their end, too. Remitly offers peace of mind for everyone involved.

the best banks for non-residents will have good apps, like the one this african immigrant is using

Why Should I Use Remitly to Send Money to Ghana?

With Remitly, it’s super-easy to send money any time, any place using your phone or computer.

We offer excellent exchange rates for Ghana and low transfer fees

Plus, if you need to cancel your transfer for any reason, you will get your money back.

How Quickly Will My Money Arrive?

Using Remitly, sending money to MTN Mobile Money is quick and efficient. Senders that pay with a debit or credit card can transfer money immediately. 

If you’re not in a hurry, transfers via bank account take three to five days. These economy transfers have a lower fee.

How Much Money Can I Send to Ghana with Remitly?

Remitly is dedicated to helping all of its customers send money safely, no matter the quantity they send. At the same time, we prioritize safety and international regulations to protect your information and your assets.

To that end, Remitly has sending limits based on the information provided by a customer. 

Customers that provide the minimum information necessary can send as much as:

  • $2,999 within 24 hours
  • $10,000 within 30 days
  • $18,000 within 180 days

Is It Safe to Send to MTN Mobile Money with Remitly?

In a word: yes. There’s a reason that we have millions of users around the world who trust Remitly.

Remitly uses two-factor verification and personal data encryption to ensure safe logins and secure transactions. You can also turn on SMS/text notifications to keep an eye on your transfer.

If anything goes wrong while sending funds, you’ll get your money back.

Read more about how Remitly keeps you safe in our guide here.

Why Ghanaians Love MTN Mobile Money

MTN Mobile Money is one of Africa’s most successful mobile money services. MTN Mobile Money is an electronic bank account on a user’s MTN phone. It allows people to store money on their phones securely. This balance can be used to pay bills, send and receive funds, buy tickets, top up MTN airtime, and more.

Ghanaians like MTN Mobile Money because it’s so convenient. Like other mobile money providers, it turns your phone into a digital wallet. In a country like Ghana, where most of the population does not have a formal bank account, an e-wallet like MTN Mobile Money is a lifesaver.

In fact, in Ghana, the service is so popular that 1 in 5 Ghanaians use mobile money actively. You can use MTN Mobile Money for cashless transactions but also to get cash by going to an agent at an MTN Mobile Money stall.

While MTN Mobile Money doesn’t allow money transfers outside of Ghana, by using Remitly, you can easily transfer money from outside the country into an MTN mobile wallet.