How to Send Money Safely to Bank Central Asia in Indonesia in 5 Easy Steps

Last updated on March 6th, 2024 at 05:20 pm

It’s estimated there are well over eight million Indonesians living and working overseas. This thriving international community contributes towards the huge remittance amounts received in Indonesia every year. In 2020 alone, the equivalent of almost $10 billion was sent to the country – a significant contributor to the national economy.

At Remitly, we know that sending money to Indonesia may be a top priority for you – especially if you have loved ones depending on your remittances for their everyday living and education costs. Our money transfer service offers a fast, secure way to make rupiah transfers whenever you need to, with transparent exchange rates and cost-effective fees. What’s more, your recipients can receive rupiah into their bank accounts and mobile money wallets, or collect the funds in cash at a designated pick up location.

If your recipient is a customer with Bank Central Asia, here’s how you can send funds directly to their account.

Send Money to Bank Central Asia in Indonesia in 5 Easy Steps

Looking to send rupiah to a loved one’s Bank Central Asia account? Just follow these easy steps to make your Remitly money transfer happen.

  1. For first-time users, download the Remitly app and create an account. Then select Indonesia as your destination country.
  2. Enter the amount you wish to send.
  3. Choose Bank Deposit as your delivery method and Bank Central Asia as your location.
  4. Enter your recipient’s account details.
  5. Enter your payment details.

Once that’s all done, you just have to confirm you’ve put in the correct monetary amount and personal information, then make the IDR transfer happen. We may ask for additional documentation depending on the amount sent or if we are unable to verify your identity. To ensure your friend or family member knows exactly how it’s going, you can opt to have Remitly send them SMS updates so the whole process is completely transparent.

Why Should I Use Remitly to Send Money to Bank Central Asia?

Sending money to Indonesia shouldn’t be a difficult or expensive thing to do. Thanks to our app, you can make large and small IDR transfers wherever you are, as long as you have a solid internet connection. Plus, we provide a clear fee structure and great exchange rates, so you won’t have to pay over the odds when supporting the people who matter most in your life. We guarantee 100% satisfaction or we’ll refund your fees.

How Quickly Will My Money Arrive at Bank Central Asia?

Need your rupiah remittance to get to your recipient as quickly as possible? When you’re in a hurry, choose Remitly’s Express option and pay using your debit or credit card and the money will be in your loved one’s bank account fast. If you’re looking for more value and the transfer isn’t urgent, choose Economy and pay with your bank account.

How Much Money Can I Send to Bank Central Asia with Remitly?

Whether you need to send small or large amounts back to Indonesia, Remitly is on hand to make that happen. At the same time, we take international remittance regulations seriously, and always put your online security first. This is why we have sending limits in place, with these limits applicable to customers who provide the minimum verification details. Currently, sending limits to Indonesia are:

  • US$2,999/€5,000/AUD$2,999/£5,000 within 24 hours
  • US$10,000/€15,000/AUD$10,000/£15,000 within 30 days
  • US$18,000/€50,000/AUD$18,000/£50,000 within 180 days

Additional sending limits may apply depending upon your choice of payout partner or receiving location. If you want to send more IDR to Indonesia, that’s absolutely fine.

You can request a sending limit increase through the app or website 24 hours after you sign up for Remitly. There’s no cost to increase your sending limit or submit a request. In some cases, we may not be able to approve the transfer limit increase you requested.

Is it Safe to Send Money to Bank Central Asia with Remitly?

When you send  rupiah, you’ll want to be certain your personal details and your money are safe.Remitly uses multiple levels of security so you can send money home with peace of mind. Your personal data is protected 24 hours a day through fraud monitoring and encryption. We can provide SMS/text alerts with every remittance, so you can track your transfer every step of the way.

Further reading: Safely Send Money to Indonesia in 5 Easy Steps

More About Bank Central Asia

Bank Central Asia, also known as BCA, has been a key financial institution in Indonesia for generations. It was founded back in the mid-1950s, starting life as the ‘NV Perseroan Dagang Dan Industrie Semarang Knitting Factory’. The deregulation of Indonesia’s banking sector in the 1980s led to Bank Central Asia undergoing an expansion, with more and more branches opening across the country.

Come the 1990s, BCA unrolled ATM machines throughout Indonesia. Today, it has well over 1,200 branches and operates almost 18,000 ATMs, making it easy for people in Indonesia to receive rupiah sent from abroad. The bank also involves itself in the community, hosting webinars promoting the role of women in culture and business, and offering mentorship and business networking festivals for small and medium-sized enterprises.