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A Newcomer’s Guide to Australia’s ATAR system

Australia's ATAR system plays a vital role in university admissions, ranking students based on their Year 12 performance. It helps ensure fair and consistent assessment, allowing universities to compare applicants from different states and territories.

How to Create an Emergency Savings Plan

Moving to a new country comes with financial uncertainties, making an emergency savings fund essential for stability. Unexpected expenses—such as medical bills, car repairs, or sudden job loss—can disrupt your budget, but a well-planned fund can turn these financial shocks into manageable setbacks.

How to Access Free Financial Education in Australia

In Australia, where living expenses are among the highest globally, financial literacy is crucial. Government initiatives like Saver Plus and Moneysmart offer free education programs, empowering individuals to make informed financial decisions and achieve financial well-being.