Your Ultimate Guide to Moving to Ireland in 2025 | Remitly

Your Ultimate Guide to Moving to Ireland in 2025

Thinking about starting a new life in Ireland? From navigating visa options and healthcare to budgeting your move and finding a place to live, this comprehensive guide offers everything you need to plan with confidence to embrace the charm and opportunity of the Emerald Isle.

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The stunning landscapes, rich culture, and friendly people of Ireland could convince anyone to move to the Emerald Isle. If you’re ready to take the plunge and immigrate to Ireland, this guide will walk you through the essential steps of the move. Plus, we’re including the most up-to-date considerations for 2025.

At Remitly, we’re here to support you in your transition to a new country, whether you’re moving to enhance your career, advance your education, or are simply looking for a change in lifestyle. Read on to learn about the visa process, cost of living, healthcare system, housing, and culture in Ireland. 

Why move to Ireland?

Ireland stands out for its strong economy, quality of life, opportunity for adventure, and rich heritage. With its vibrant cities and easy access to Europe, it’s easy to understand why Ireland is a popular destination for expats. When you add in access to quality healthcare and education systems and the lively community life, it’s clear why moving to Ireland is not just exciting, but also a sustainable and meaningful life decision. 

Understanding the visa and immigration process

Types of visas

If you’re from a country that has an open travel agreement with Ireland, you can visit the country as a tourist for 90 days. However, if you plan to stay beyond that short period of time, you’ll need a long-term visa. Irish immigration divides these visas into three main categories.

Working in Ireland
If you’re planning on coming to Ireland on a long-term work visa, you’ll be applying for visa type D. In order to be eligible for this type of visa, you’ll have to have an Employment Permit issued by the Department of Enterprise, Trade and Employment (DETE). These are issued for skilled workers and atypical employment, like midwifery or fishing.

Studying in Ireland
D visas also cover any term of study in Ireland that lasts longer than 90 days. To be eligible for this visa, you’ll have to provide a visa application letter, a letter of acceptance from an Irish educational institution, and proof of financial solvency, among other required documents.

Joining family in Ireland
There are a few different visa pathways for individuals who wish to join their family living in Ireland. The differences between these processes depend on the nationality of the family member who is sponsoring your stay. The process may also differ depending on whether your sponsoring family member is Irish or non-Irish.

Requirements

Although visa requirements may vary depending on which visa you’re seeking, the general requirements are as follows:

  • A valid passport from your home country
  • At least two recent passport photographs
  • Medical or travel insurance that is valid for the duration of your intended stay
  • An application letter that explains why you’re coming to Ireland
  • Contracts, acceptance letters, or sponsorship information from your work, school, or family
  • Proof of financial solvency

Application process

The Irish government suggests that you start any visa application process at least three months in advance of your intended arrival date in Ireland. Luckily, the process is pretty straightforward and can be completed online.

Create a visa application
Use Ireland’s Automatic Visa Application and Tracking System (AVATS) to create and submit a Summary Application Form. Make sure to answer all questions as fully and honestly as possible.

Pay the corresponding fees
After submitting your Summary Application Form, you’ll receive information on how to pay your visa application fee. Keep in mind that this payment is for the processing of your application and will not be refunded, even if your visa application is rejected.

Submit supporting documents
Send in all of the relevant documents related to your visa application. Review these documents carefully.  

Permanent residency and citizenship

You can live in Ireland permanently either as a permanent resident or a citizen. Permanent residency allows individuals to live and work in Ireland without any restrictions. Citizenship grants full rights to an individual, including the right to vote and to hold an Irish passport. 

Generally, you can start the process for permanent residency or citizenship in Ireland after five years of legal, continuous residence in the country. 

Preparing for your move

Once you have the bureaucratic side of immigration solved, you’re ready to start planning the logistics of your move. Here, we’re breaking down the common costs of a move to Ireland so that you can create a purposeful budget and providing some packing tips.

Cost of the move

Although an international move is a one-time expense, the costs can add up quickly. Budget for:

  • Visa application fees: €100 plus any additional consular fees
  • Legal fees, if applicable: variable
  • Health insurance: About €2,000 for one year of coverage
  • Airfare: variable
  • International shipping costs: variable

If you don’t have a permanent place to call home in Ireland before your trip, be sure to include some temporary accommodation in your budget. 

Packing tips

Ireland has an oceanic climate, with mild winters and cool summers. It experiences a lot of rainfall throughout the year and often has cloud cover. Because of its proximity to the ocean, Ireland’s weather is very changeable, so you’ll want to make sure your wardrobe is ready for anything and everything.

As you prepare to move to Ireland, add some light layering pieces to your wardrobe. Waterproof outerwear will also be key for rainy weather, as well as sensible shoes that can handle exploring cobbled streets, unpaved paths, and pastures. 

Financial preparations

Even if you have a budget ready to go for your move to Ireland, make sure your money is easily accessible. Ensuring that you’re “liquid” with access to cash and other payment options will be important as you navigate a new country.

A digital or online bank account may be helpful. Look for one that supports international ATMs or international transfers to keep things simple as your money moves from one country to another. It’s also a good idea to have some cash on hand in euros, the local currency in Ireland. As your money moves between countries, keep an eye on the most up-to-date exchange rates online or by texting Remitly’s WhatsApp number.

Once you’re in Ireland, you can set up a local bank account with proof of identity, proof of address, and other supporting documents. This can typically be done in a branch office or online. When you open an account, you’ll receive an Irish IBAN number, which will allow you to make and accept digital payments. 

Some of the most popular and recognized banks in Ireland are the Bank of Ireland, Allied Irish Banks (AIB), Ulster Bank, Permanent TSB, KBC Bank Ireland, and Danske Bank.

Finding a place to live

Once you’ve decided on Ireland as your new home country, it’s time to find an actual home!

Popular locations

Although there are plenty of fantastic places to live, we’re highlighting five of the top cities in Ireland to kickstart your research.

Dublin
History, culture, and modern amenities come together to make Dublin an excellent choice for any expat in Ireland. The capital city is known for its nightlife, pub culture, and social scene. It’s well-connected and a true urban gem. Get ready to pay a bit of a higher price tag on any real estate in this desirable city.

Cork
This is the second-largest city in Ireland and offers a relatively affordable urban experience compared to Dublin. Located in the south of Ireland, Cork is home to thriving pharmaceutical and tech industries.

Galway
If you’re looking for rich traditions and a city steeped in Irish culture, look no further than Galway. This city is located on the Western coast of Ireland and is close to striking natural spaces like the Connemara district.

Limerick
Another fantastic option on the western side of the country is Limerick. This city offers a high quality of life with increasingly competitive cost of living statistics. It’s the third-largest city in Ireland.

Waterford
This city on the eastern coast of Ireland is very popular with expats thanks to its affordability. Waterford was founded by Vikings and boasts a city center that is protected by historic walls. Here, you’ll experience a relaxed pace of life in what is known as the oldest city in Ireland. 

Housing options

Next comes the age-old question: to rent or to buy? Ireland’s current housing market is mixed for both potential homeowners and renters.

Purchasing a home in Ireland presents the potential for long-term financial gain, but high initial costs and fluctuating interest rates can affect mortgage availability and make owning a challenge.

Renting comes with fewer upfront costs and greater flexibility, and being free to move around based on your lifestyle and experience could be positive as an expat. The downside to renting in Ireland is that rental costs are currently on the rise, and housing availability can be an issue, especially in sought-after locations like Dublin.

While statistics show that the majority of Irish homes are occupied by their owners, ownership rates have been decreasing over the last decade.

Practical tips

Researching thoroughly before making any big housing decision is a best practice for any move, but especially when you’re relocating internationally. If necessary, employ the help of professionals such as real estate agents. 

If you decide to rent, understand your tenancy agreement fully by reading it carefully or consulting with a lawyer. Keep in mind that rent in Ireland does not typically include utilities, so be sure to budget for utilities separately.

Once you’ve found a home and are settling in, be sure to check out local festivals and live music events to get involved with the rich Irish culture. Irish people are known for being hospitable and friendly, making it relatively easy for expats to build a community of friends.

Navigating the cost of living

According to Numbeo, a single person living in Ireland should expect to spend about €1,000 per month on living expenses, excluding rent. Let’s break down that figure and talk about some key saving strategies to help you stay on top of your finances in Ireland.

Key expenses

Your main expense in Ireland will be your accommodation. You can expect to pay about €1,500 per month for a central one-bedroom apartment. Online resources like Daft.ie, MyHome.ie, and Rent.ie are great platforms for understanding the cost of different rental properties. 

A monthly pass for public transportation in Ireland will cost you about €90. A month’s worth of groceries for one person will cost about €300 per month. Eating out in Ireland typically costs about €15-40 per person, depending on where you live and what type of restaurant you choose—but it’s also a great way to try traditional Irish cuisine.

Saving strategies

If you’re looking to save money or develop some financial security, there are plenty of options for lowering your cost of living in Ireland. Choose a location with a lower cost of living and a less competitive real estate market. You can also minimize costs in your day-to-day life by using public transportation and shopping locally

Understanding healthcare in Ireland

Ireland has a dual healthcare system made up of both public and private options. Read on to understand the system and how to keep yourself healthy and safe. 

The Irish healthcare system

The Health Service Executive (HSE) manages the public healthcare system in Ireland. The system is funded by taxation and provides emergency medical care and primary care. Private insurance is often contracted by people in Ireland for faster medical treatment and access to medical specialists. 

Healthcare eligibility

Irish citizens and ordinary residents in Ireland are eligible for public healthcare. This means that if you’re on a valid long-term visa and intend to stay in Ireland for at least a year, you can register with the HSE. Registration for an HSE medical card can be done online or by mail. 

Insurance

If you’re looking to supplement your public healthcare coverage, private insurance can be contracted. Usually, private insurance will allow you to access care in a more timely fashion and without as many restrictions. Voluntary private health insurance is provided in Ireland by Irish Life Health, Laya Healthcare, VHI Healthcare, and HSF Health Plan.

Employment and education

Jobs

Ireland has a thriving economy and a robust job market. Overall employment in the country has been on the rise and was currently around 75% in 2024. Technology, pharmaceuticals, and finance are thriving industries. Additionally, tourism and hospitality continue to be key industries in Ireland.

Education

Students of all ages will find great schools in Ireland. The Irish government funds primary schools for learners ages 4-12 and post-primary schools for older students ages 12-18. In addition to these public schools, Ireland offers private school options.

Ireland is home to world-renowned colleges and universities that offer a wide range of degree programs. Even if you’re not a student, you’ll find beautiful campuses and vibrant communities surrounding schools like Trinity College Dublin, the National University of Ireland in Galway, and the University College Cork.

FAQs

How long do I have to convert my driver’s license when I move to Ireland?

If you hold a driver’s license from a recognized country, you can exchange your license for an Irish one within one year of its expiration date. However, if you’re moving to Ireland from the US or another country not listed, you can’t exchange your license for an Irish one. You’ll have to go through the full licensing procedure, which involves a learning permit, driving lessons, and passing a theory and practical driving test.

Is it difficult to bring a pet to Ireland?

It’s possible to bring your pet with you to Ireland. Generally, your pet will have to have a valid rabies vaccination and a microchip. Depending on your country of origin, you might have to provide negative tests for your pet, like the rabies titre test. More information on pet travel in Ireland can be found on government websites.

When do I become a tax resident in Ireland?

You’ll have to pay taxes in Ireland based on how many days you spend in the country. In a period from January 1 to December 31, if you spend 183 days in Ireland, you’ll have to pay taxes for that year. If you rack up 280 days in the country over two consecutive years, you’ll have to pay taxes in Ireland for the second year.