10 Tips for Immigrants Moving to the UK

Meta Description: Moving to the UK can be smoother when you know the realities. Discover 10 things seasoned immigrants wish they’d known to help you settle in more easily.  

Did you know that Brits consume over 100 million cups of tea daily? This curious detail is just one of many cultural nuances you’ll discover after moving to the UK.

Relocating to a new country is a big decision. You might feel excited about embarking on this journey, but also uncertain about the challenges ahead. At Remitly, we know that preparation can help you adjust to the UK with greater ease. So here’s our list of the top 10 things to know before your UK move.

Top 10 things UK immigrants should know

1.    The reality of the cost of living

When you move to the UK, you’ll quickly see that the cost of living changes a lot depending on where you are. For example, London is famous for its high housing prices. On the other hand, smaller towns in the northern parts of England can be more affordable. 

Here are some essential expenses to account for: 

• Housing costs: You might need to pay a deposit equal to one month or more of rent. There may be extra costs for council tax and utilities.
• Everyday spending: In big cities, groceries, transport, and dining out can add up quickly.
• Budgeting: In your first few months, set aside an extra 10 to 20% for unexpected expenses, like winter heating bills or service setup fees.

Find more information on finances in the UK here. Proper planning will ensure you’re not caught off guard by the day-to-day costs.

2.    Navigating the UK healthcare system

The National Health Service (NHS) is one of the UK’s proudest institutions. It offers healthcare services funded through taxation. Most treatments are free at the point of use for residents.

What else should you know about the NHS?

• Access: Depending on your visa status, you may be required to pay the Immigration Health Surcharge (IHS) as part of your application. Doing so grants you access to NHS services once your visa goes into effect.
• Registration: Register with a local General Practitioner (GP) as soon as you arrive. You’ll need proof of address and identification.

Learn more about finding the right GP by visiting the NHS website. Those from other countries often appreciate the affordable healthcare; however, be prepared for possible queues or waitlists.

3.    Understanding the rental market

Many immigrants start out in the UK by renting. The process is straightforward, but being ready for the paperwork and competition can help.

• Contracts: Tenancies in the UK often last six to 12 months. Sometimes, you can negotiate a longer term.
• Paperwork: You’ll need references from a previous landlord or employer, plus proof of income.
• Deposits and fees: Most landlords require a deposit. In the UK, this is capped at five or six weeks’ worth of rent.

To choose which city is best for you, take a look at our list of the top 7 cities in the UK for expats and immigrants.

4.    Employment opportunities and challenges

The UK job market is diverse, especially in big cities like London, Manchester, and Birmingham.

• Visa factors: Many immigrants move here on a work visa sponsored by an employer. Others arrive with a post-study visa or a family visa.
• Employment opportunities: You’ll find plenty of job opportunities in high-skilled professions like nursing or engineering. However, retail and service-related positions are much more competitive. 
• Minimum wages: The minimum wage UK workers can receive ranges between 7.55 to 12.21 GBP per hour, depending on age. Learn more about the UK’s minimum wage here.
• Job hunting: Use platforms like LinkedIn professional networking, and job boards such as Indeed or Reed to find current postings.
• Working hours: A typical work week is around 37 to 40 hours, but it could be more or less, depending on your industry.

5.    Cultural differences and integration

No matter where you go, adjusting to a new culture is a process. In the UK, cultural norms can differ from those in your home country in subtle but important ways. 

• • Politeness: Brits tend to value politeness, queueing, and a “stiff upper lip” in difficult situations.

• Personal space: Always maintain a comfortable distance when out and about or in one-on-one conversations.

• Tipping: While standard practice in the UK, tips are smaller here than in some other countries.

• Social etiquette: Avoid conversations about religion, income, or age in casual settings, as most consider it rude.

Discover some more cultural differences to expect at work and prepare accordingly.

6.   The importance of financial planning

Many immigrants wish they had made better financial plans when they arrived. Here are some facts to help you get your finances in order:

• Bank accounts: Some banks offer specialised accounts for newcomers. These can be easier to open but have limited features.
• Online-only banks: Digital banking services often have more flexible requirements.
• Paying taxes: For workers, your employer usually deducts taxes and National Insurance (NI) from your salary via PAYE (Pay As You Earn). If you’re self-employed, you’ll handle your own taxes via self-assessment. Learn more about obtaining a UK NI number as an immigrant here.
• Building credit: Utility bills, mobile phone contracts, and timely rent payments can help. They can build credit over time.
• Required documents: Most transactions require a valid ID, such as a passport, and proof of UK residence, like a utility bill or rental agreement.

Check out our list of the best UK banks for non-residents for tips on setting up your bank account.

7.    Education and schools

For immigrants relocating with children, schooling is a big consideration. The UK education system offers different academic opportunities:

• State schools: Free for children aged 5 to 16, though you might need to live in a specific catchment area.
• Private schools: These can be expensive, but may offer smaller classes or specialised curricula.
• Further education: For older children or adults, UK universities and colleges are world-renowned. However, costs and visa requirements vary.

8.    Transportation systems and commuting

Getting around is relatively easy, especially in big cities.

• Public transport: London has the Tube, buses, Overground, and more. Other major cities like Manchester and Glasgow boast extensive bus or tram networks.
• Train travel: Trains link most regions. Booking tickets in advance is often cheaper.
• Driving: If you plan to drive, you might need to exchange your foreign licence or pass the UK driving test after a certain time. Find out the requirements for getting your UK driving licence.

Many immigrants find British public transport useful, though it is often delayed. In London, rush hour can be crowded. Give yourself enough time to catch a train or bus, especially when you’re new.

9.    Language and communication

The language barrier can be a challenge for people from non-English-speaking backgrounds. Even if you’re fluent, local slang, idioms, and accents vary a lot across the UK.

• Local accents: The UK boasts hundreds of distinct accents. London alone has many accent variations, from Cockney to Multicultural London English (MLE).
• Polite conversation: Brits often use indirect language, particularly with sensitive or negative information. Phrases like “I’m not sure that’s quite right” can mean a firm disagreement.
• International communities: Many UK cities have vibrant immigrant communities. You may find people who speak your native language.

10.  Legal requirements and documentation

Immigration is serious business in the UK, so ensure you have met all the requirements before travel: 

• Visa type: Whether you hold a Skilled Worker visa, a Family visa, or a student visa, each has unique rules. You may need to update your status if you switch jobs or get married.
• Documentation: Always keep your passport, visa, or residence permit in a secure place. You’ll often need these for job applications or renting property.

Set yourself up for success with our guide on how to get a work visa in the UK. Also, make sure to check the UK government’s official website for the latest guidelines. 

Reasons for choosing the UK

Why do so many people choose to relocate to the UK? Here are the most common reasons:

Strong economy and job market

The UK’s economy is globally recognised. Immigrants often find it a magnet for career growth.

• Opportunities: There’s a high demand for professionals in IT, finance, engineering, and healthcare.
• Global connections: The UK is a gateway to Europe, which makes travel and trade with other countries easy.
• Startup culture: In recent years, the UK has seen a boom in tech startups. You might find entrepreneurial support if you want to form your own business.

High-quality education system

The UK education system upholds high standards via the Quality Assurance Agency (QAA). It covers education needs from primary school to higher learning institutions.

The country has some of the best universities in the world, like Oxford and Cambridge, among others. You can find good schools in every part of the country, even outside the top institutions.

Financial preparation for moving

Preparing your finances for a move to the UK takes careful planning.

Estimating relocation costs

Before you move, it helps to have a rough number in mind for what your relocation will entail.

• Flights: The price can vary seasonally, so try booking during off-peak times.
• Shipping: Container shipping works well for moving a lot of items. But consider whether it’s cheaper to sell your valuables at home and buy new items in the UK.
• Temporary housing: You may need a hotel or rental before settling into a permanent place.

Budgeting for the initial months

Your first few years in the UK can feel financially stretched if you’re unprepared. Factor in at least three to six months of living expenses as a cushion.

• Rent: Typically your biggest monthly outlay, especially in cities like London.
• Utilities: Electricity, gas, water, internet, and mobile bills can vary.
• Council tax: This tax helps fund local services. The amount depends on your property’s valuation band.

Average costs across the UK include:

• Bread: 1.24 GBP
• Meal, inexpensive restaurant: 15.00 GBP
• One-way local transport ticket: 2.20 GBP
• 3-bedroom apartment outside city centre: 1,352.13 GBP

Keep in mind that these costs will be higher in city centres, especially London.

Meeting immigration requirements

 Visa types and eligibility

The UK offers many visa categories, each designed for specific situations. Here are a few common types:

• Skilled Worker visa: For those with a job offer from a UK employer approved by the Home Office.
• Family visa: For people joining a spouse, partner, or immediate family member already settled in the UK or who are British citizens.
• Student visa: For individuals who are accepted into an educational institution in the UK.

Always check the official GOV.UK site on visas for up-to-date information. Requirements often depend on factors like your field of work or level of study. 

Visa application process

Applying for a visa usually involves:

1.     Filling out an online form.
2.     Paying the application fee and the IHS, if applicable.
3.     Submitting supporting documents, such as your passport, proof of funds, and proof of English language proficiency.
4.     Biometric data collection, including fingerprints and photographs.
5.     Waiting for a decision.

Processing time varies. Some applications take weeks to process while others need more documents and interviews.

Understanding legal obligations

Once you have your visa, you might need to:

•       Collect your Biometric Residence Permit (BRP) if you’re staying longer than six months.
•       Apply for your NI number if you plan to work.
•       Keep your address updated with the Home Office if your residency status requires it.

Ultimately, breaching visa conditions can affect your immigration status and future applications. So, understanding and following these requirements ensures a smooth stay in the UK.

Embracing life in the UK

Starting a new life in the UK opens doors to cultural experiences and social connections. Understanding how to navigate British society will help you feel at home faster.

Building a social network

Feeling at home in a new country goes beyond finances and paperwork. A strong support system makes a huge difference.

• Community groups: Community centres are hubs for meeting new people and building connections. You can join recreational programs or attend educational workshops. 
• Local events: Attending festivals, fairs, or neighbourhood gatherings is a great way to meet people.
• Online forums: Social media and platforms like Meetup can connect you with people who share your interests or culture.
• Volunteering: An opportunity to meet locals while contributing to your community. 
• Faith groups: Places of worship often provide practical and emotional support.

Adapting to British etiquette

You’ll often hear about the British love of queuing. While that’s a cliché, there’s some truth to it.

• Greetings: In formal situations, people often shake hands. In casual settings, a simple “Hi” or “Hello” is just fine.
• Apologising: You’ll notice Brits say “sorry” frequently, even when it’s not their fault.
• Dress codes: Workplaces in finance or law may expect more formal attire, but they are not as strict as in some other countries. In other areas, it’s fine to be casual. No one minds if you wear the same trousers or shirt every day, as long as they look tidy.
• Small talk: You’ll find that a common theme amongst Brits is talking about the weather.

British people tend to be relatively reserved in their body language, but this shows a cultural preference for personal space, not unfriendliness. If you’re worried about slipping up, remember that small mistakes in etiquette are usually forgiven as part of cultural learning.

Exploring the UK’s rich culture

No matter where you live in the UK you’ll find local traditions, history, and foods to try.

• Historic sites: Famous spots such as the Tower of London, Stonehenge, and the Scottish Highlands draw millions of visitors every year.
• Music and arts: The UK has influenced global culture with bands like The Beatles and fresh theatre shows in the West End.
• Festivals: Major events, like the Notting Hill Carnival and Edinburgh Fringe Festival, can be a highlight of your time here.
• Sports: Football, holds a special place in British culture. The Premier League attracts fans all over the country and is a great way to meet locals.

FAQs

What are the main reasons why immigrants want to settle in the UK?

Many immigrants pick the UK for its strong economy, varied job market, high-quality education system, and rich cultural heritage. Many people value the global links from London to other major cities. They also see the chance to create a stable life in a country rich in history.

How much money should I have before moving to the UK?

It depends on where you plan to live. In big cities like London, it’s wise to have enough funds to cover at least three to six months of living expenses. This includes rent, utilities, groceries, and transport costs. You’ll also need extra cash for emergencies or surprise fees, like deposits or application costs. 

What country do most immigrants in the UK come from?

The UK has always welcomed immigrants from all over the world. This includes countries like India, Poland, and Nigeria, to name a few. The top countries change over time due to global events and policy shifts. You can check the Office for National Statistics for the latest data. 

What are the requirements for moving to the UK?

Requirements depend on your purpose for moving. You usually need a valid visa, proof of funds if requested, and documents like a passport or biometric residence permit. You might also need a job offer or sponsorship from a family member.