Personal Finance

Managing your finances in Canada or abroad? From budgeting and saving to banking and taxes, our guides help you navigate personal finance in a new country with confidence.

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How to Use Canadian ATMs

Navigating Canadian ATMs as a first-time user? Learn how to withdraw cash securely, avoid unnecessary fees, and ensure a smooth transaction in this comprehensive guide.

How to Survive Winter on a Budget in Canada

Canadian winters can bring unexpected expenses for immigrants unfamiliar with extreme cold. This guide offers practical budgeting tips for heating, clothing, transportation, and food. Learn how to prepare your home, shop smart, and access support programs to manage seasonal costs and stay warm without straining your finances in Canada.

Free Financial Literacy Programs in Canada

Financial literacy is essential for immigrants starting a new life in Canada. At Remitly, we help newcomers access free tools and educational programs to build smart money habits. From budgeting and saving to understanding credit and government benefits, financial education can empower you to make confident, informed decisions in your...

How Immigrants Can Build a Good Credit Score in Canada

Building credit is essential for newcomers in Canada. A strong credit score opens doors to loans, rental housing, and credit cards. At Remitly, we’ve created a simple guide to help immigrants start building credit from day one—covering everything from opening a bank account to using credit responsibly and monitoring your...

A Newcomer’s Guide to Canada’s Banking System

Choosing the right bank is a key step for newcomers settling in Canada. With secure options and tailored newcomer packages, Canada’s banking system makes it easy to manage your finances confidently. In this guide, Remitly outlines everything you need to know—from account types to credit building and avoiding common banking...

What is a TFSA and How Does It Work?

A Tax-Free Savings Account (TFSA) helps newcomers in Canada grow their savings without paying tax on investment gains. Whether you're saving for a home, emergency fund, or trip abroad, TFSAs offer flexibility and security. Remitly explains how to open, contribute to, and maximize your TFSA for long-term financial success.

Saving on Rent and Utilities: A Guide for Newcomers to Canada

Managing rent and utility costs is key to settling into life in Canada. At Remitly, we offer smart strategies to help newcomers find affordable housing, cut utility bills, and build a strong financial foundation. From choosing the right neighbourhood to budgeting tips, our guide helps you take control of your...