How to Safely Send Money to Jamaica in 4 Easy Steps

As of 2018, nearly 36% of Jamaica’s population lives overseas—which amounts to about 1.3 million Jamaicans. Many of these hardworking folks send money to Jamaica to support family and friends on the island. Their remittances boost the local economy from Kingston to the countryside and make up around 15% of the GDP, according to the World Bank.

So, if you’re looking to send a money transfer to Jamaica safely, you’re not alone. You may also have noticed that high transfer fees and poor exchange rates often make it expensive. Remitly is changing that.

With Remitly, you can turn your USD, GBP, and more into Jamaican dollars without hidden fees, so more of your money makes it home. Our pricing and our transfers are straightforward, simple, and secure. 

One popular option for sending money to Jamaica is through direct deposits to a Jamaican bank account. Here’s how to complete a bank transfer various Jamaican banks from outside the country. 

Send Money to Jamaica in 4 Easy Steps

Sending money online to your loved ones with Remitly is simple. First, if you haven’t already, download the app and set Jamaica as your destination.

  1. Enter the amount of money you want to send and your payment method. This can be a debit card, credit card, or bank account.
  2. Choose whether you want to do a bank deposit or cash pickup.
  3. Enter the recipient’s information such as their bank details and phone number.
  4. Add your payment details.

We may ask for additional documentation depending on the amount sent or if we are unable to verify your identity.

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Why Should I Use Remitly to Send Money to Jamaica?

Remitly isn’t just easy to use. We also offer bank-level security and encryption, competitive exchange rates for the Jamaican dollar (JMD), and fast delivery. 

We also have a simple pricing structure. That way, you never need to worry about hidden fees or wasted funds. 

How Much Does it Cost to Send Money to Jamaica with Remitly?

As of the time of this writing:

For U.S. customers: send Economy transfers to Jamaica for one low flat fee of USD $3.49, or send Express for just USD $4.99. 

For those in Canada: send Economy transfers to Jamaica for one flat fee of CAD $2.99, or send Express for CAD $4.99. 

Lastly, for those in the United Kingdom, Economy transfers to Jamaica are just GBP £3.99 while Express transfers cost GBP £4.99.

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How Much Money Can I Send to Jamaica with Remitly?

As a money transfer provider, Remitly seeks to balance customer service with customer security and international regulations. To do this, we have a sending limit when you first open your account. 

For customers who send to Jamaica from the United States, starting sending limits with Remitly are: 

  • $2,999 in 24 hours
  • $10,000 in 30 days
  • $18,000 in 180 days

If you need to send more than that, we will ask you for more information. For more about raising your sending limits, check out details here.

Is it Safe to Send Money to Jamaica with Remitly?

Remitly is committed to keeping your transfers and your information safe. Over the years, we’ve earned the trust of millions of people across the globe for our secure international money transfers.

In addition to using two-factor verification for signing in and data encryption for transfers, we have a full team of in-house security experts. And of course, if something goes wrong during the transfer, you’ll get your money back. 

Which Jamaican Banks Can I Send To?

As of this writing, you can use Remitly to send bank deposits to the following banks in Jamaica: 

  1. FirstCaribbean International Bank
  2. ScotiaBank
  3. National Commercial Bank
  4. CIBC First Caribbean
  5. Sagicor Bank
  6. Jamaica National Building Society (reorganized recently as JN Bank)
  7. First Global Bank
  8. Citibank
  9. JMMB Bank
  10. Victoria Mutual Building Society
  11. Bank of Jamaica

You can also send money for your loved ones to pick up in cash at 240+ locations including Victoria Mutual, JMMB, and Lasco Financial Services’ branches.

How to Receive the Money in Jamaica

When you send to a Jamaican bank account with Remitly, your recipient will need to follow these instructions

About Remitly

Want to send money home to Jamaica? With the Remitly app, you can easily and securely transfer Jamaican dollars to loved ones right from your phone.

Find out more at Remitly.com or download the mobile app today.

Further Reading

A Complete Guide to International Money Transfer Fees

2021 Exchange Rate Guide: Understanding Currency Exchange